Defective Title Insurance
A defective title means that there are problems with the title deeds relating to your property – they may be lost, missing, stolen or inadequate. If a third party attempts to enforce any interest adverse to the title deeds and the title is defective, this could cause any number of disputes.
Why do I need Defective Title Insurance?
Defective titles can lead to you being liable for compensation or damages and even a loss in market value of your home. The worst case scenario would mean that you have to part with your property, which of course would be devastating. Defective title insurance with Self-builder will help to protect you against the above, and reduce the chances of disruption to your project.
Although you may not be planning to sell your new home straight away, the chances are that you will sell it some time in the future. When this time comes, a sale will depend on there being no problems with the property deeds. In cases of a defective title, a buyer would not normally proceed with a purchase unless you can provide a defective title insurance policy to protect the buyer and the mortgage lender against any financial loss that could result. Defective title insurance with Self-builder is a great way to protect yourself, as well as future-proofing your investment.
Self Build Defective Title Insurance covers for:
- Lost, missing, stolen or inadequate title deeds
- Denial of access, or outstanding rights of way
- Lack of, or outstanding easements
- Adverse possession
- Insolvency Act - deeds of gift
- Restrictions or regulations of occupancy of use
How do I arrange Defective Title Insurance?
To arrange defective title insurance with Self-builder, call FREEPHONE 0800 018 7660 and we’ll get back to you as soon as possible.
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